Use cases
The money decisions Niyam was built for
A salaried year turns on a handful of decisions: which tax regime, which deductions to fill, what a raise really adds, how the corpus is shaping up. Niyam takes the latest CBDT, EPFO, RBI and SEBI changes and answers each one for your money, in rupees.
Income taxChoosing the new tax regimeSee, in rupees, whether the new regime beats the old one for your salary.Explore thisIncome taxMaximising deductionsTrack every 80C, 80D and HRA lever before the financial year closes.Explore thisRetirementBuilding a retirement corpusWatch EPF, NPS and VPF changes shape the corpus you retire on.Explore thisCompensationPlanning a salary hikeUnderstand what a raise really adds after tax, EPF and surcharge.Explore thisGetting startedStarting your first jobSet up tax, EPF and savings correctly from your very first payslip.Explore this
Not sure which fits
Tell us your situationBook a 30-minute walkthrough and we will map Niyam to the decision in front of you.Book a demoBuilt around what you already have
Works with the accounts and rules that move your money
Niyam reads the same banks, brokers and regulators you already deal with, so every answer is grounded in your real accounts and the current rulebook.
Free yourself from financial stress.
Pick the decision in front of you and see the report Niyam would write for it.